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Welcome to Mon/Marine Online!
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 | Now You Can Choose Your Financial Institution |
| What Is A Credit Union? |
| A Unique Financial Institution |
| Who Is Eligible To Join? |
| Who Do We Serve? |
Not all financial institutions are alike, just like not all people are alike. People like you look for better alternatives to managing their money. Mon/Marine Federal Credit Union offers you an option. You can choose to eliminate high-interest, high fees from your life by choosing to join a credit union.
Mon/Marine Federal Credit Union is uniquely different from a bank, finance company, Savings & Loan, or Thrift. Once you join us, you'll be immediately eligible for our low or no-fee financial services, lower interest rates for loans, and higher yield investment and savings accounts, plus outstanding member services and the attention you deserve.
Joining is easy. If you are eligible, just open a Share Account which represents your "share" in the credit union. When your balance in this account reaches $25.00, you are an owner in this credit union and eligible for a lifetime of credit union benefits.
What
Is A Credit Union?Mon/Marine Federal Credit Union is part of a long-standing tradition in personal finance management. The credit union concept originated in Germany during the mid-1800s. A group of farmers, tired of high prices and outrageous interest rates, combined their money to buy supplies and establish a common pool to borrow from at lower interest rates.
Today's "credit unions" are similar. They are not-for-profit, member-owned, and democratically operated by people just like you. Currently, there are over 11,700 credit unions in the United States with more than 74,000,000 members. Although credit unions have changed over the years to meet the demands of their members, our long-standing philosophy of "People Helping People" has remained the same.
Mon/Marine Federal Credit Union is a unique, not-for-profit, member-owned financial institution. We are chartered by the federal government and regulated by the National Credit Union Administration (NCUA). Member deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF)
Unlike banks that are driven to provide a profit for shareholders, your credit union returns excess earnings to our members. We do this by providing friendly and personal service, lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.
Who
Is Eligible To Join?If you are an employee or member of any of the Select Groups or communities, or a family member of an Mon/Marine Federal Credit Union member, you can join. And your membership is for life. Whether you move, change jobs, retire, or marry, you are still a member with access to all membership benefits and services. Wherever you go, you can keep in touch with your credit union by phone, mail, fax, or in person.
If you change your lifestyle, be sure to visit your credit union to ensure that you continue to enjoy your credit union's money-saving benefits.
Mon/Marine Federal Credit Union invites you to become a part of our credit union family. Our credit union was established in 1941 as Monongahela Railway Employees Federal Credit Union. On July 1, 1993, Marine Ways Federal Credit Union merged with us to create a newly named credit union.
We are a community credit union, too. That means you can join us if you live work, worship, or go to school in any eligible community. Our membership also includes 10 Select Groups (SGs)
As a member, you can invite your relatives by birth or marriage to join. Your credit union membership is for life, regardless of whether you change jobs, move, or retire. Wherever you go or whatever you do, you can access your credit union's financial products and services by mail, phone, or fax. If you change your lifestyle, a call or visit to your credit union ensures that you continue to enjoy your credit union's money-saving benefits.
Your savings federally insured to at least $100,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency
Pennsylvania Credit Union League
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